Over 1,300 AI-enabled financial fraud cases reported in Indonesia
Indonesia's Financial Services Authority reported that the Indonesia Anti-Scam Center received 1,379 reports of financial fraud using AI technologies from November 2024 to June 2026. Fraudsters used deepfakes, voice cloning, and fake trading robots to impersonate public figures and trusted institutions to solicit money transfers from victims.
What happened
The Indonesia Anti-Scam Center (IASC) received 1,379 reports of financial fraud involving artificial intelligence technology from 22 November 2024 to the end of June 2026, according to Indonesia's Financial Services Authority (OJK) on 4 August 2026.
The most commonly reported fraud method involved deepfake technology impersonating public figures, along with fraudulent AI-based trading robots, online shopping scams, and voice cloning technology mimicking known individuals or trusted institutions.
Reported impact
Fraudsters used AI to fabricate digital identities including videos, photos, voices, phone numbers, bank account numbers, and documents to appear authentic and build victim trust before soliciting money transfers or financial transactions.
Index analysis
OJK noted that AI itself is not the cause of fraud but a tool that makes criminal schemes more convincing, faster to execute, and harder for victims to detect.
The 1,379 reports comprised 13 cases at the end of 2024, with the remainder (1,366 cases) occurring between 2024 and June 2026, indicating increasing sophistication and frequency of AI-enabled financial fraud.
Governance controls
OJK advised the public to follow the principle of 2L—Legal and Logical—and to verify all transactions before execution.
OJK announced development of an Anti-Scam App to help citizens verify indicators of AI-based fraud.
Classification
Sources and evidence
This record was researched and written by the Index, based on the following original reporting.