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AII-1000-73507
ConfirmedA court, a regulator or the organization itself has stated the core facts, or the record cites a court or regulator source.Supporting sources are pending verification.

Deepfake videos impersonating French banking officials used to defraud investors

The Banque de France and ACPR warned on 27 April 2026 that fraudsters were using AI-generated deepfake videos impersonating the institutions' senior officials to trick investors into making fraudulent transactions. The scams operated across social media, phone calls, and emails, falsely promising financial gains to victims.

27 April 2026 · Autorité de contrôle prudentiel et de résolution · Fraud, scams and manipulation
27 April 2026
AII-1000-73507
Quick facts
Category
Fraud, scams and manipulation
Country
France
Date
27 April 2026
Drafted by
Raidu Incident Detection

What happened

Fraudsters used AI-generated deepfake videos impersonating officials of the Banque de France and the Autorité de contrôle prudentiel et de résolution (ACPR) to deceive people into financial transactions. The fake videos showed these officials recommending financial placements and investment platforms.

The fraudsters used multiple channels to approach targets, including social media, phone calls, and emails. They claimed to offer money transfers from inheritances or blocked savings accounts, demanding upfront fees or transactions to unlock the funds, and created urgency to push victims into rapid action.

Reported impact

The Banque de France and ACPR warned that the fraud attempts targeted online users and were designed to trick victims into making transactions on fraudulent websites. The deepfakes were created to give credibility to false messages by impersonating the governor of the Banque de France, François Villeroy de Galhau, and the secretary general of the ACPR, Emmanuelle Assouan, among other officials.

Index analysis

Fraudsters specifically targeted officials working in payment methods and financial institution supervision to increase perceived credibility of their schemes. The perpetrators combined AI-generated synthetic media with social engineering tactics across multiple communication channels to maximize deception.

Governance controls

The Banque de France and ACPR issued a joint statement on 27 April alerting the public that none of their officials ever recommend financial products or investment platforms. The institutions clarified this principle as the key defense against such fraud attempts.

Classification

Category
Fraud, scams and manipulation
Industry
Financial and insurance services
Country
France
Harm status
Actual harm
Intent
Intentional
Timing
Unknown
Harm types
Economic or property, Reputational
Harmed
Business, Consumers
Failure modes
Deepfake video, Manipulation or dark pattern
Consequences
None recorded
AI systems
AI deepfake generation system

Sources and evidence

Sources not yet published

This record was researched and written by the Index from original reporting. Its sources are still being verified by an editor, and they are listed here once that check is complete. Until then the record carries no reviewer.

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