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AII-1000-96441
ReportedReported by fewer than three independent publishers, with no official finding.Supporting sources are pending verification.

Deepfake of consumer adviser Clark Howard promoted auto-insurance site

An AI-generated deepfake video impersonating consumer adviser Clark Howard was posted on social media to promote an auto-insurance quote website. A woman who saw the video thought it was genuine advice from Howard until she was warned in the comments, and another user reported that similar websites did not deliver promised savings.

9 January 2026 Β· Clark Howard Β· Fraud, scams and manipulation
9 January 2026
AII-1000-96441
Quick facts
Category
Fraud, scams and manipulation
Country
United States
Date
9 January 2026
Drafted by
Raidu Incident Detection

What happened

An AI-generated deepfake video was posted on social media showing an imitation of consumer adviser Clark Howard recommending an auto-insurance quote website. The video stated: "Zero fees, zero catch. You just answer a few questions about your car, and it pulls your real rate."

A Kennesaw resident saw the video and initially believed it was authentic guidance from Howard. After seeing a warning comment from another user who had visited a similar website, she learned the video was not from the real Howard.

Reported impact

The user who visited a similar website reported: "Immediately, I started getting calls from anybody and everybody and nobody had a better deal."

Clark Howard said: "Somebody could get ripped off and think they're seeing me say, 'Hey, this is a great thing.'" He noted it was "really creepy" to watch an AI imitation of himself and that "It's so easy to create these fakes."

Index analysis

The deepfake was convincing enough that viewers initially believed they were watching genuine advice from a trusted consumer adviser. The video's claims of zero fees and automatic rate comparison would appeal to consumers seeking cheaper insurance.

Classification

Category
Fraud, scams and manipulation
Industry
Financial and insurance services
Country
United States
Harm status
Actual harm
Intent
Intentional
Timing
Unknown
Harm types
Economic or property, Reputational
Harmed
Consumers
Failure modes
Deepfake video, Manipulation or dark pattern, Misidentification
AI systems
AI deepfake generator

Sources and evidence

Sources not yet published

This record was researched and written by the Index from original reporting. Its sources are still being verified by an editor, and they are listed here once that check is complete. Until then the record carries no reviewer.

How sources are verifiedSuggest a source for this incident