Restrict Insurers' Use Of External Consumer Data
United States · Law · Colorado General Assembly
Our summary
This law restricts how insurance companies can use external consumer data sources and algorithms. It prohibits insurers from using these tools in ways that result in unfair discrimination based on protected characteristics like race, color, national origin, religion, sex, sexual orientation, disability, and gender identity. The law requires insurers to implement risk management frameworks to assess whether their use of external data sources causes discriminatory impact and to demonstrate compliance with testing and documentation requirements.
Written by the Index in our own words. It is not legal advice; the official text is the authority.
Inside this policy
Every section of this policy in order. Our notes summarise each one in plain language and do not quote the official text, which is the authority.
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Controls
What this policy requires, forbids, grants or penalises, one control at a time and in our own words. Each control links to the official text, which is the authority. This is not legal advice.
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Themes covered 0 of 35
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Risk and scope 0 of 4
- Risk classification, not covered
- Prohibited practices, not covered
- Risk management system, not covered
- Impact assessment, not covered
Data and privacy 0 of 4
- Data governance and quality, not covered
- Data subject rights and consent, not covered
- Cross-border data transfer, not covered
- Copyright and training data, not covered
Transparency and records 0 of 4
- Transparency and disclosure to users, not covered
- Labelling of synthetic content, not covered
- Technical documentation, not covered
- Record keeping and logging, not covered
Technical safeguards 0 of 4
- Human oversight, not covered
- Accuracy, robustness and cybersecurity, not covered
- Bias and non-discrimination, not covered
- Testing and evaluation, not covered
Assurance and lifecycle 0 of 4
- Conformity assessment and certification, not covered
- Registration and notification, not covered
- Incident and breach reporting, not covered
- Post-market monitoring and corrective action, not covered
Rights and protected groups 0 of 4
- Automated decision-making rights, not covered
- Children and vulnerable groups, not covered
- Biometric identification and surveillance, not covered
- Whistleblowing, complaints and redress, not covered
Roles and organisation 0 of 6
- Supply chain and provider-deployer duties, not covered
- General purpose and foundation models, not covered
- Accountability and governance roles, not covered
- Training and AI literacy, not covered
- Public sector use and procurement, not covered
- Innovation support and sandboxes, not covered
Enforcement and sectors 0 of 5
- Enforcement, penalties and regulators, not covered
- Sector rules: health, not covered
- Sector rules: finance and insurance, not covered
- Sector rules: employment, not covered
- Sector rules: education, not covered
The full list of controls could not be loaded, so only the first 0 are shown.
Change history
No changes recorded since we began monitoring this policy.