Greece plans AI tenant scoring system amid fairness concerns
Greece's government is developing an AI system called Tiresias that would automatically score prospective tenants' creditworthiness based on economic data, reportedly raising concerns about fairness and permanent exclusion of vulnerable people.
What happened
Greece's Ministry of National Economy is developing an automated creditworthiness scoring system called Tiresias to assess prospective tenants for landlords.
The system will use algorithm-based scoring drawn from a central database of economic behaviour using data from public authorities, insurance funds, and banks.
Access to an individual's score by private parties will require explicit consent, and citizens will have the right to correct inaccurate data.
Reported impact
Concerns have been raised about whether vulnerable citizens who lost homes through foreclosure could be permanently excluded from future rental housing if assigned poor scores.
Officials have questioned whether inclusion in the system should occur after a single rent payment delay or only after a court eviction order.
Index analysis
The system is in development with significant outstanding issues regarding fairness and protection of vulnerable groups.
No information has been disclosed about how the algorithm determines scores, what data inputs are weighted, or how to appeal or challenge scores beyond correction of factual errors.
Governance controls
The Ministry is examining how to balance landlord interests with protection of vulnerable populations.
Explicit consent and data correction rights are planned as safeguards.
Classification
Sources and evidence
This record was researched and written by the Index, based on the following original reporting.